Frequently Asked Questions
Frequently asked questions
Why should I hire a public adjuster?
To add a The insurance company is not interested in giving you everything you need to return your life back to normal. They are interested in paying you as little as possible for your claim. Your public adjuster works on your behalf to ensure your fair settlement and your fair treatment during the process of filing a claim.
What is a public adjuster?
How does Fortitude get paid?
How do you determine the value of your lost possessions?
This can be one of the hardest steps in filing your claim. We help you go item by item in your house to determine how much it will cost you to replace your lost possessions. Some things, like family photos or heirlooms, are sadly irreplaceable. We do our best to get you the fair price for everything you’ve lost and leave you feeling like you are back in your home when we are done dealing with the insurance company for you.
What quality of housing should my insurance company provide during a house insurance claim?
The insurance company is required to give you the same quality of a living situation that you had before your loss. Instead they try to put you in the cheapest option for them. We fight for your rights and make sure your life isn’t unnecessarily interrupted more than it already has been.
My property insurance claim was denied, now what?
If your property insurance claim was denied, you shouldn’t give up. It could have been a simple error that caused your claim to be denied that could be easily fixed. Contacting a professional is the right next step to see if they can help you with your claim.
Is it better to contact a public adjuster before filing a property insurance claim?
It is always better to contact a public adjuster BEFORE filing your claim. This ensures that you don’t waste time and get your payment sooner. If you have already filled your claim, don’t panic! A public adjuster can jump into the process at any time!
Does a public adjuster handle everything? Will I still have to deal with my insurance company?
How long will it take for my property insurance claim take to settle?
What damage should my property insurance cover?
One mistake that many homeowners make is not knowing for sure what types of damage that their insurance actually covers. Your insurance should cover damages for most natural disasters and acts of nature (Floods, Hail, Wind, etc.) and also many forms of damage such as fire, smoke, and water that can be caused by many different things. It is important to review your insurance documents and be aware of any blind spots you might have or unclear language that may leave you in danger of not getting a settlement. If you have questions, talk to a professional (not your insurance company) to see what they could uncover.
Is a public adjuster an attorney in Wisconsin?
Should I work with a public adjuster or an attorney?
What are red flags to look for when working with an insurance company?
What are the different property insurance claims a public adjuster can help with?
If I can't handle this myself and I need to hire professional help, where do I find the right help?
Free consultation and no obligation
We understand the emotional and physical stress a loss can cause. The unknowns of an ensuing claims process can add additional anxiety. It's worth your time to meet with us and do a free claim review.
We will level the playing field between you and your insurance company. When you hire us, we're on your side throughout the entire process protecting you. You don’t pay us until the insurance company pays you.